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Archive for the ‘Investing’ Category

I’ve Joined The TFB Best Stock Picks For 2012 Contest

January 10th, 2012 4 comments

I’ve Joined The TFB Best Stock Picks For 2012 Contest, as a write-in candidate! For the post about it go to The Financial Blogger. This is a friendly contest that puts dividend and finance bloggers in a race to beat the market and each other in 2012. Here are my picks:


If you want to add your own picks for fun, go over to The Financial Blogger and enter your picks in comment. You never know, you may beat everyone else.

Here are the other best stock pick contestants:

Wild Investor

Million Dollar Journey

Dividend Growth Investor

My Traders Journal

Intelligent Speculator

Dividend Mantra

Passive Income Earner

Where Does All My Money Go

Beating The Index

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Checkout The New Zecco!

January 8th, 2012 1 comment

After a delay and a final release misstep, Zecco has finally released its new trading interface.The new interface requires a conversion of your account that takes a few hours. If you haven’t logged in recently, go to the site to get the process started. The conversion takes a few hours and requires your electronic signature confirming whether or not you are a professional investor.

What’s New?

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How To Handle That Pesky After Tax 401(k) Money

January 5th, 2012 3 comments

You’ve done a great job investing in your 401(k) at your job. Then you decide to leave that job to a better paying one. So, you decide that you want to rollover your 401(k) to an IRA. Here’s an overview of how to do this rollover correctly. By doing this, this opens up your 401(k) to all the great investment options offered in a typical brokerage account. Great, you go to your plan administrator to fill out the paperwork and they tell you that you have after tax money in your 401(k) which can’t go over to the IRA. After tax money?!? Aren’t 401(k)s always pre-tax money?

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2012: Plan To Succeed At Investing

January 1st, 2012 2 comments

A new year is always exciting. Clear out the old and make way for the new. Start on those resolutions, and face the reality that the gym is going to really get crowded for a few months. And those inevitable posts about what stocks you should invest in. I’ve submitted my 2012 stock picks in the MONEY PROS Index Fund challenge.

Investing is exciting, every day I am watching markets, reading news/analysis looking for that next great thing to invest in. As much as I like investing, I’ll be the first one to tell you that your success as an investor depends mostly on your persistence and consistency in your savings, not your returns. I could tell you to buy “this” stock or “that” stock to make your rich, but that isn’t typically how it works. It is possible to make lots of money finding great stocks (believe me I am trying!); however, it is much easier and more likely you will succeed by saving a lot and assuming modest rates of return. If things work out better, then great!
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Does The Payroll Tax Cut Lower Your SS Benefits?

December 28th, 2011 1 comment

The Congress and the President have passed a two month extension to the payroll tax cut first initiated in 2009. This tax cut reduces the payroll tax rates from 6.2% to 4.2%. The payroll tax is money dedicated to funding Social Security retirement and disability benefits. Most of the money goes towards funding Social Security retirement benefits.

This tax cut will offer the average taxpayer a boost of about $1,000 to their income. Also, since this tax is levied on individual people not on households, your spouse and children will also get the cut as well if they work. The tax cut phases out at about 104K due to a cap in the amount of income that the tax applies to.

Since the tax cut necessarily funds Social Security with less money, does this mean that you future benefits will be reduced? The short answer is NO.
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